Financial Literacy for Migrants

We view financial literacy for migrants as the practical knowledge needed to manage remittances, dodge illegal transaction fees, and spot financial scams during the recruitment process.

Online deception in labour migration is tied to financial fraud. Scam operators trap workers through complex, illegal payment structures tied to digital recruitment services.

Major development organisations have proven that when migrants understand their financial rights, they are far less likely to fall into these exploitative fee traps.

We fold financial literacy into every single one of our capacity-building initiatives. Our research analyses the specific financial mechanisms that trafficking networks use, uncovering exactly how illicit brokers move money across borders.

We use these insights to advise financial institutions and regulators on closing the loopholes that enable scam operations. By equipping migrants with financial literacy, we provide a robust solution that protects their economic stability and drains the profitability of the human trafficking industry.